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Independent Contractor Checklist

CHECK OUT THE CONTRACTOR

In the event you need a contractor to do work for your entity, here are somethings to look for and things to do to make sure you get the best quality contractor for the job.

  • Screen contractors carefully

  • Utilize reputable firms

  • Check references

  • Investigate losses, violations, and accidents

  • Confirm that they are insured

  • Make sure they are in good standing both legally and financially

PUT CONTRACTS IN WRITING
  • Make sure all contracts are written instead of verbal agreements

  • Use clear and concise language

  • Spell out responsibilities and liabilities

  • Leave no ambiguities

INCLUDE HOLD HARMLESS AGREEMENT & WARRANTY
  • Incorporate an indemnification/hold harmless agreement to transfer risk

  • Incorporate a Breach of Warranty Clause for protection

GET ADDED
  • Make sure you are added as an additional insured
  UTILIZE LEGAL COUNSEL
  • Involve your legal counsel throughout the process
  • Before signing, have counsel review all contracts

GET PROOF
  • Obtain certificates of insurance

  • Carefully look over the certificates for crucial information

  • Keep the certificates on file

INSURANCE REQUIREMENTS
  • Certificate of insurance

  • Proper limits

  • Named additional insured

  • Contractor's other insurance/workers' compensation

  • Notification if policy cancelled, non-renewed, or reduced

  • Effective dates

BE THOROUGH
  • Check out contractors thoroughly before the work begins

  • Have the contracts thoroughly reviewed, read, and understood

  • Have no doubts; consult professionals such as your legal counsel and independent insurance agent

  • Confirm the project with the contractor

  • Monitor the contractor's progress before, during, and after the work is completed