Burnham & Flower

Michigan Townships Association Group Pension Program

Available To:
	- Elected Officials - Appointed Officials - Full-Time Firefighters - Full-Time Police Officers

Highlights Include:
	- Tax Sheltered Plan - Low Administrative Cost - Electronic Data Transfer (E.D.T.) of Contributions - Early Vesting & Retirement - 800 # for Daily Valuation of Account Balances and Interest Rates - Internet Account Access - Choice of Payout Options - Fully Administered Plan - Many Investment Options including Guaranteed and Multiple Fund Families

Manufacturers Life Insurance Company (Manulife) was established in 1887. With nearly $50 billion in assets, Manulife ranks among the finest insurance companies in the world. Manulife consistently earns strong financial ratings from Moodys, Standard & Poor's, Best and Duff & Phelps.

The Group Pension Program is made available with the sponsorship endorsement of the MTA. Your association's endorsement enables your township officials and employees to participate in this highly successful program which has been in existence for over 30 years. Since the program's beginning, Michigan Township Officials and Employees have collectively accumulated hundreds of millions of dollars for their retirement.

Affordability. The administrative costs of the program are flexible and can be tailored to the specific needs of your township.

Program participation can help bring you one step closer to achieving your retirement goals as you invest for your future with the help of quality companies and the Michigan Townships Association.

Burnham & Flower Insurance Group and Manufacturers Life Insurance Company have worked together to provide this program to Michigan Townships since 1966.

The use of the name or logo of the Michigan Townships Association is not and does not imply a guarantee by MTA of the advertised product or program.