Burnham & Flower

Michigan Townships Association Short/Long-Term Disability Program

Available To:
	- Elected Officials - Appointed Officials - Full-Time Employees - Full-Time Firefighters - Full-Time Police Officers
Highlights Include:
	- Developed Exclusively for Townships - No Individual Applications Needed - Two-Year Rate Guarantee - Choice of STD/LTD Benefit Durations - No Premiums Payable During Periods of Disability

UNUM Life Insurance Company of America has more than a century of experience coupled with proven financial strength and stability. UNUM was incorporated in 1848 and has been the nationís leading disability insurer since 1976.

Many Michigan Townships have small numbers of employees and have found it difficult, if not impossible to obtain a good, low cost long-term/short-term disability insurance program. The Michigan Townships Associationís endorsement of this program resolves this problem allowing you to provide your employees this valuable coverage.

Affordable and Flexible. Low group rates help keep your cost to a minimum. The experience of all townships in the plan gives each township the savings that come from one large group. The program is flexible. You can tailor coverage to meet your needs.

The MTA Short-Term/Long-Term Disability Program gives you financial security and peace-of-mind so you can go about the business of running your township.

Burnham & Flower Insurance Group and UNUM Life Insurance Company work together on this program designed exclusively for MTA Members. Burnham & Flower has provided insurance programs to Townships since 1966.The use of the name or logo of the Michigan Townships Association is not and does not imply a guarantee by MTA of the advertised product or program.