Burnham & Flower

Ohio Township Association Group Life Insurance Program

Available To:
	- Elected Officials - Appointed Officials - Volunteer & Full-Time Firefighters - Full-Time Police Officers
Highlights Include:
	- No Medical Underwriting Requirements - Accelerated Benefits for Terminal Illness - No Premiums Payable During Periods of Disability - Voluntary Life Insurance Available - Accidental Death & Dismemberment Benefits - Conversion Privilege - Coverage Can Be Expanded to Include Spouse & Dependents - Flexibility of Benefit Limits - Discounted Rates - Ease of Administration - Portability - Education Benefit - Seat Belt Benefit - Care Counseling Benefit

Help For Every Township. Many Ohio Townships have small numbers of employees and have found it difficult, if not impossible, to obtain a good, low cost group life insurance plan. This Ohio Township Association Group Life Program resolves this problem and can be custom designed to satisfy your township's life insurance needs. Your association's endorsement enables you to provide your employees this valuable coverage.

Affordability. Low group rates help keep your cost to a minimum. Your cost is determined by your employees' ages as well as the amounts selected. The experience of all townships in the OTA plan gives each township the savings that come from one large group.

Peace-Of-Mind / Financial Security. The OTA Group Life Program provides Members financial security and peace-of-mind. In many cases, employees need this additional protection, but cannot purchase it due to a medical condition. With its no evidence limits, this program guarantees coverage to everyone.

Burnham & Flower Insurance Group and Union Central Life Insurance Company developed this program especially for OTA-Member Townships. Burnham & Flower has provided insurance programs to townships since 1966.