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Property & Casualty programs

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Ohio Township Association Risk Management Authority


Now over 1,000 members!  OTARMA is the leader for property and liability coverage in Ohio. Formed in 1987 and endorsed by the Ohio Township Association.



Public Entities Pool of Ohio


PEP was formed in 1987 and is a local government risk-sharing pool comprised of local public entities other than townships.





HCC Insurance Holdings


As a result of the ever-changing legal environment, HCC Specialty is continually refining coverage forms to meet the changing needs of our clients.

Michigan Township Participating Plan


The Par Plan is a unique and proven, member-driven system that has effectively provided affordable, tailored property and casualty coverages to small and medium-sized Michigan public entities for many years.

Illinois Parks Association Risk Services


IPARKS was formed in 1991 as a local government risk pool for Illinois public agencies.






MTPP Risk Reduction

Grant Program


The Risk Reduction Grant Program has been established to assist members in reducing specific risk exposures and to assist our members in their efforts of applying effective risk management and loss control techniques for exposures the Par Plan insures.